Couple enjoying their new home

How Down Payment Assistance Works

Our streamlined process makes it easy to get the assistance you need to purchase your home.

Finding your dream home
1

Find Your Dream Home

Work with your agent to find a home you love (and that meets budget requirements)! Lumra's assistance helps cover your down payment and closing costs.

Understanding eligibility
2

Understand Your Eligibility

Check if you qualify for Lumra's down payment assistance. Your lender will help ensure everything is in place for a smooth approval process.

Welcome to your new home
3

Welcome Home

Close with confidence. Lumra's assistance makes homeownership more affordable with fewer upfront costs and a simpler closing process.

Calculate Your Down Payment Assistance

0%5%

Your Unlocked Down Payment

$12,250

Based on a home purchase price of $350,000 with a 3.5% down payment.

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Become an Approved Lender with Lumra

Enter your details to see if you qualify to become an approved lender with Lumra. If eligible, we'll guide you through the next steps. Availability may vary by state.

Loan officer meeting with client

Unlock New Opportunities for Your Clients

By partnering with Lumra, loan officers can offer unique down payment assistance that simplifies homeownership, helping borrowers qualify for better options and close more efficiently.

Close More Deals

Help borrowers overcome down payment hurdles and increase your closing rate.

Competitive Edge

Streamlined Process

Get Started with Lumra

Fill out the form below to learn more about our down payment assistance program and check if you're eligible.