
How Down Payment Assistance Works
Our streamlined process makes it easy to get the assistance you need to purchase your home.

Find Your Dream Home
Work with your agent to find a home you love (and that meets budget requirements)! Lumra's assistance helps cover your down payment and closing costs.

Understand Your Eligibility
Check if you qualify for Lumra's down payment assistance. Your lender will help ensure everything is in place for a smooth approval process.

Welcome Home
Close with confidence. Lumra's assistance makes homeownership more affordable with fewer upfront costs and a simpler closing process.
Calculate Your Down Payment Assistance
Your Unlocked Down Payment
Based on a home purchase price of $350,000 with a 3.5% down payment.
Become an Approved Lender with Lumra
Enter your details to see if you qualify to become an approved lender with Lumra. If eligible, we'll guide you through the next steps. Availability may vary by state.

Unlock New Opportunities for Your Clients
By partnering with Lumra, loan officers can offer unique down payment assistance that simplifies homeownership, helping borrowers qualify for better options and close more efficiently.
Close More Deals
Help borrowers overcome down payment hurdles and increase your closing rate.
Competitive Edge
Streamlined Process
Get Started with Lumra
Fill out the form below to learn more about our down payment assistance program and check if you're eligible.